Move to Thailand or Paraguay.
Two destinations, five profiles, ten guides. First the same €120k year at home and in each destination; then the two countries side by side; then your profile and its two guides.
01 · The €120k case
The year every guide prices: €120,000 of income and, in Thailand, bringing in what a Standard budget costs in Bangkok (THB 95,000 a month, 25% of the income).
| Where | Tax on €120k | What is taxed |
|---|---|---|
| At home, self-employed | 39–53% (€46,200–63,800) | Income tax and social contributions, across the calculator’s seven eurozone profiles |
| At home, on payroll | 37–49% (€44,700–58,300) | The same, for a remote employee |
| Thailand | ≈ 3% (€3,600) | Thai income tax on the foreign income a tax resident brings into the country |
| Paraguay | 0% or 8–10% | 0% on foreign capital income and on work done while abroad; work done from Paraguay pays 8% to 10% of net income, only above 80 million guaraníes of gross service income in the year |
Thailand and Paraguay both tax the work you do while you are there, whoever pays for it. That makes the Thailand figure a floor; each guide explains why in its last question.
02 · The two destinations
What the five guides for each country have in common.
| Dimension | Thailand | Paraguay |
|---|---|---|
| Visa or permit | DTV — 5-year multi-entry Destination Thailand Visa | Cédula — permanent residency, granted on a single application |
| Applicable rate | PIT 0–35% on Thai-source and remitted foreign income | 0% on foreign-source income, no remittance trigger |
| Tax-residency clock | 180+ days inside Thailand in a calendar year | 120+ days inside Paraguay recommended for clean tax-residency file |
| Central one-bed rent | €650 (Bangkok) | €450 (Asunción) |
03 · Your profile
What changes from one profile to the next is who you are and what staying costs you. Each guide runs the numbers for that profile in that destination.
| Profile | Who it is for | What costs you at home | Guides |
|---|---|---|---|
| crypto founder | European crypto founders, traders and DAO operators | home-country exit tax on wallets, founder equity and Modelo 721-style reporting traps | |
| freelancer | European freelancers and consultants billing foreign clients | 39–53% effective rate on €120k between income tax and mandatory social security | |
| online creator | YouTubers, course sellers, newsletter operators and content creators | volatile revenue taxed at top marginal rates with no smoothing mechanism | |
| remote employee | EU residents on payroll at foreign companies or US tech employers | home-country PAYE/IRPF withholding on a salary paid in another currency from another country | |
| solo SaaS founder | bootstrapped solo founders with MRR-based SaaS, indie products or micro-agencies | effective rate on reinvested MRR that should be runway, not tax |